FDCPA Validation Notice Requirements: WELLS LAW OFFICE (FDCPA

Consumer Protection * FDCPA * FCRA
Identity Theft * Warranty Law

FDCPA Validation Notice (FDCPA - Ohio Law)

Telephone: (937) 435-4000
Facsimile: (937) 433-1510
Email: Help@OhioConsumerHelp.com

Requirements of the 30 Day Validation Notice

The 30 Day Validation Notice Must:

· Be Sent Within 5 days of the First Communication with You

· State the Amount of Debt

· State the Name of Creditor to Whom Debt is allegedly Owed

· State that you Have the Right to Dispute the Debt within 30 Days

· State you have the Right to Have Verification/Judgment mailed to you

· State that the Name and Address of original Creditor, if Different from Current Creditor

Note: until the Debt Collector validates the debt, all collection efforts must cease. It is important to keep detailed account of any debt collection activity during this period.

If you have additional questions about your legal rights, or if you believe a collector has violated your validation rights, contact the WELLS LAW OFFICE today.

(937) 435-4000 or email us now

~Dedicated to Protecting Ohio Consumers~

Consumer Protection Laws * Fair Debt Collections * Fair Credit Reporting

Ohio consumer lawyer Amy Wells advises her clients to protect their good name by reviewing their credit report with each of the three major credit bureaus (Experian, Equifax and Trans Union) at least once per year. Consumers are entitled to a FREE copy of their credit report annually, and may obtain a copy online at www.annualcreditreport.com. Ms. Wells strongly suggests that you request your report(s) by mail.

Review the information on your report carefully, and if you find an error, or have questions about the contents of your report, contact Attorney Wells for a FREE CONSULTATION regarding steps that you may take to correct this problem. Poor credit ratings can prevent access to home loans, credit and even employment. If the credit reporting agencies fail to correct errors published on your credit report, you may also be entitled to monetary damages.

Do you have questions about your rights under the Fair Credit Reporting Act or other consumer laws? Contact us today. (937) 435-4000. Or email us now.

A growing number of Ohio consumers are victimized by the use of abusive, deceptive, and unfair collection practices by debt collectors. Abusive debt collection practices contribute to a high number of personal bankruptcies, marital instability, job loss, and invasion of individual privacy. Federal law prohibits unfair and deceptive practices by debt collectors, regardless of whether or not you owe any money.

Consumer lawyer Amy Wells offers consumers complimentary, no obligation consultations to explore their legal rights. If you have been sued by a debt collector or debt buyer, preserve all of your documents and contact us today.

If you have been harassed by debt collectors or believe that you are the victim of unfair collection practices, contact WELLS LAW OFFICE today for a FREE consultation. Call (937) 435-4000 or email us now.