Attorney Wells advises her clients to protect their good name by reviewing their credit report with each of the three major credit bureaus (Experian, Equifax and Trans Union) at least once a year. Consumers are entitled to a FREE copy of their credit report once per year, and may obtain a copy online at www.annualcreditreport.com.
Review the information carefully, and you find an error, contact Attorney Wells for a consultation regarding steps you may take to correct this problem. Credit bureaus are a multi-billion dollar industry, making money from selling your information. If the credit reporting agencies fail to correct errors published on your credit report, you may be entitled to money damages.
A growing number of Ohio consumers are victimized by the use of abusive, deceptive, and unfair debt collection practices by debt collectors. Abusive debt collection practices contribute to the number of personal bankruptcies, marital instability, job loss, and invasion of individual privacy. Federal law prohibits unfair and deceptive practices by debt collectors.
