You Worked Hard to Earn Your Good Credit, Don't Let False Information on Your Credit Report Cast a Dark Shadow on Your Future

 
Bad Credit has been called the Scarlet Letter of the 20th Century.  Do you know your rights?  If you have false or outdated information affecting your access to credit, contact Attorney Amy Wells for a free consultation to discuss your legal rights.
                                                                                               

               TEST YOUR KNOWLEDGE

1) Credit Bureaus are non-profit government run agencies.
       
                True                                       False

2) Your credit score can affect your access to which of the following?

 a)           home and car loans

b)            employment

c)            insurance

d)            all of the above

3) What is your first step to see if incorrect information on your

     credit report may be affecting your access to credit?

a)            wait for a credit denial

b)            review your credit report regularly

c)            ignore it

d)            wait for a debt collector to call

e)            ask a fortune teller

4)  Credit Bureaus do not have to correct or delete incorrect or 

      unverifiable about you on your credit report.

                True                                       False

5) What was the #1 complaint reported by consumers to the FTC in 2009 and for the past ten years ?

a)            Auto fraud

b)            An overspending spouse

c)            Identity theft

d)            Telephone solicitation

6) If a Credit Bureau refuses to remove or delete incorrect information about you on your credit report, you may be entitled to:

a)            Free credit reports

b)            Money damages and your attorney fees

c)            Bad credit and high interest rates

d)            Being sued for a debt that is not yours

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