Ohio Foreclosure Defense Lawyer: WELLS LAW OFFICE (Ohio Law)

Consumer Protection * FDCPA * FCRA
Identity Theft * Warranty Law

Telephone: (937) 435-4000
Facsimile: (937) 433-1510
Email: AWells@OhioConsumerHelp.com

Is Your Home In or at Risk of Foreclosure?

As the economy continues to lag, Ohio consumers are losing their home in overwhelming numbers due to foreclosure, stripping countless families of the American dream.

The WELLS LAW OFFICE has counseled and represented consumers in all stages of the foreclosure process.

Contact us today for a free, no obligation initial consultation.

(937) 435-4000 or email us now

The WELLS LAW OFFICE team understands what a trying and emotional experience foreclosure is on any family. You can trust that your matter will be treated with the professionalism and compassion you deserve.

What to do if you have been Served with a Summons and Complaint for Foreclosure

Under the Ohio Rules of Civil Procedure you have 28 days to file an Answer (i.e. written legal response) after the date that you are served. Failure to file an appropriate Answer may result in a default judgment being entered against you.
A default judgment can lead to the ultimate sale or disposition of your property/home.
If a default judgment has already been entered against you, you may still be able to have the judgment vacated in certain circumstances. You should consult an experienced attorney to explore your legal rights and options.

If you have been sued, or at risk of losing your home, you should consider consulting with a seasoned consumer advocate to explore your legal rights and defenses.

Why You Should Do Something

You may have legal defenses or counter claims that will protect your interest in the property and position you to save your home.
Programs that will provide for loan modification and restructuring may be available to you.
A judgment for foreclosure will impair your credit standing for years to come, potentially precluding or adversely affecting your ability to obtain credit, insurance, and even employment.
A judgment against you could result in sale of the property for less than the amount that you owe. This could mean a deficiency balance that you will owe, even though you don't have any rights to the property any longer.

If you are one of the many Ohio consumers at risk of losing the American dream, contact the WELLS LAW OFFICE today for a free, no obligation initial consultation.

~Dedicated to Protecting Ohio Consumers~

Consumer Protection Laws * Fair Debt Collections * Fair Credit Reporting

Ohio consumer lawyer Amy Wells advises her clients to protect their good name by reviewing their credit report with each of the three major credit bureaus (Experian, Equifax and Trans Union) at least once per year. Consumers are entitled to a FREE copy of their credit report annually, and may obtain a copy online at www.annualcreditreport.com. Ms. Wells strongly suggests that you request your report(s) by mail.

Review the information on your report carefully, and if you find an error, or have questions about the contents of your report, contact Attorney Wells for a FREE CONSULTATION regarding steps that you may take to correct this problem. Poor credit ratings can prevent access to home loans, credit and even employment. If the credit reporting agencies fail to correct errors published on your credit report, you may also be entitled to monetary damages.

Do you have questions about your rights under the Fair Credit Reporting Act or other consumer laws? Contact us today. (937) 435-4000. Or email us now.

A growing number of Ohio consumers are victimized by the use of abusive, deceptive, and unfair collection practices by debt collectors. Abusive debt collection practices contribute to a high number of personal bankruptcies, marital instability, job loss, and invasion of individual privacy. Federal law prohibits unfair and deceptive practices by debt collectors, regardless of whether or not you owe any money.

Consumer lawyer Amy Wells offers consumers complimentary, no obligation consultations to explore their legal rights. If you have been sued by a debt collector or debt buyer, preserve all of your documents and contact us today.

If you have been harassed by debt collectors or believe that you are the victim of unfair collection practices, contact WELLS LAW OFFICE today for a FREE case review. Call (937) 435-4000 or email us now.