Fair Credit Reporting Act - Legal Rights (Ohio Law)

BEHNKE, MARTIN & SCHULTE, LLC
Dayton, Ohio

Fair Credit Reporting Act - Legal Rights (Ohio Law)

Telephone: (937) 435-7500
Facsimile: (937) 435-7511
Email: AWells@LegalDayton.com

Fair Credit Reporting Act -- Your Legal Rights

If you have been victimized by inaccurate credit reporting, then you know how devestating these issues can be. Federal law, the Fair Credit Reporting Act (FCRA), provides consumers with legal recourse when credit bureaus and creditors fail to publish your information accurately after you have properly disputed with them.

Contact Attorney Amy Wells today for a free legal consultation to discuss your credit report issues. As Chair of the Consumer Law Section of the Ohio Association for Justice, Amy actively and aggressively assists consumers by providing an understanding of your legal rights, and measures you may take to correct the errors on your report informally. And in cases where those measures prove to be ineffective, Amy assists consumers in pursuing their rights in a legal forum.

Amy and her staff offer a compassionate approach to your legal needs. We understand how difficult and frustrating dealing with inaccurate credit reporting can be.

~Dedicated to Protecting Ohio Consumers~

Consumer Protection Laws * Fair Debt Collections * Fair Credit Reporting

Attorney Wells advises her clients to protect their good name by reviewing their credit report with each of the three major credit bureaus (Experian, Equifax and Trans Union) at least once a year. Consumers are entitled to a FREE copy of their credit report once per year, and may obtain a copy online at www.annualcreditreport.com.

Review the information on your report carefully, and if you find an error, contact Attorney Wells for a FREE CONSULTATION regarding steps you may take to correct this problem. Poor credit ratings can prevent access to home loans, credit and even employment. If the credit reporting agencies fail to correct errors published on your credit report, you may be entitled to money damages.

A growing number of Ohio consumers are victimized by the use of abusive, deceptive, and unfair debt collection practices by debt collectors. Abusive debt collection practices contribute to a high number of personal bankruptcies, marital instability, job loss, and invasion of individual privacy. Federal law prohibits unfair and deceptive practices by debt collectors.