Dedicated to Protecting Ohio Consumers
WELLS LAW OFFICE, INC.   (937)435-4000
Consumer Protection * FDCPA * FCRA
Identity Theft * Warranty Law
HOMEAREAS OF CONSUMER LAWATTORNEY & STAFF PROFILECONTACT USDIRECTIONS/ ADDRESSSITE MAP
 
Fair Credit Reporting Act - Legal Rights (Ohio Law)
Credit Report Errors (FCRA)
Unfair Debt Collections
Bad Faith Insurance Denial
Used Vehicle Fraud
Identity Theft (FCRA)
Ohio Lemon Law
Ohio Foreclosure Help
Say NO to Forced Arbitration
Ohio Repossession Laws
Helpful Links for Consumers
 
OHIO CONSUMER HELP

Telephone: (937) 435-4000
Facsimile:   (937) 433-1510
Email:  Help@OhioConsumerHelp.com

Fair Credit Reporting Act -- Your Legal Rights 

If you have been victimized by inaccurate credit reporting, then you know how devastating these issues can be. Federal law, the Fair Credit Reporting Act (FCRA), provides consumers with legal recourse when credit bureaus and creditors fail to publish your information accurately after you have properly disputed with them.

Contact the WELLS LAW OFFICE today for a free legal consultation to discuss your credit report issues.

Call (937) 435-4000 or email us now with your legal questions

As Chair of the Consumer Law Section of the Ohio Association for Justice, Amy actively and aggressively assists consumers by providing an understanding of your legal rights, and measures you may take to correct the errors on your report informally. And in cases where those measures prove to be ineffective, Amy assists consumers in pursuing their rights in a legal forum. 

Amy and her staff offer a compassionate approach to your legal needs. We understand how difficult and frustrating dealing with inaccurate credit reporting can be.

There are a myriad of issues consumer deal with when it comes to credit reporting inaccuracies. Whether you are dealing with accounts that you never opened, errors regarding the status of an account, information that is outdated, or you are the victim of identity theft, these errors can reek havoc upon your access to credit, employment and even insurance. You may be entitled to financial compensation. Contact us today to discuss your legal rights. We look forward to speaking to you.

 

~Dedicated to Protecting Ohio Consumers~
Consumer Protection Laws * Fair Debt Collections * Fair Credit Reporting


 

PROTECT YOUR CREDIT
Ohio consumer lawyer Amy Wells advises her clients to protect their good name by reviewing their credit report with each of the three major credit bureaus (Experian, Equifax and Trans Union) at least once per year. Consumers are entitled to a FREE copy of their credit report annually, and may obtain a copy online at www.annualcreditreport.com. Ms. Wells strongly suggests that you request your report(s) by mail.

Review the information on your report carefully, and if you find an error, or have questions about the contents of your report, contact Attorney Wells for a FREE CONSULTATION regarding steps that you may take to correct this problem. Poor credit ratings can prevent access to home loans, credit and even employment. If the credit reporting agencies fail to correct errors published on your credit report, you may also be entitled to monetary damages.
 
Do you have questions about your rights under the Fair Credit Reporting Act or other consumer laws? Contact us today. (937) 435-4000. Or email us now.
DEBT COLLECTION

A growing number of Ohio consumers are victimized by the use of abusive, deceptive, and unfair collection practices by debt collectors. Abusive debt collection practices contribute to a high number of personal bankruptcies, marital instability, job loss, and invasion of individual privacy. Federal law prohibits unfair and deceptive practices by debt collectors, regardless of whether or not you owe any money.

Consumer lawyer Amy Wells offers consumers complimentary, no obligation consultations to explore their legal rights. If you have been sued by a debt collector or debt buyer, preserve all of your documents and contact us today.

If you have been harassed by debt collectors or believe that you are the victim of unfair collection practices, contact WELLS LAW OFFICE today for a FREE consultation. Call (937) 435-4000 or email us now.