Answers re: Consumer Credit Report Rights: WELLS LAW OFFICE (FCRA

Consumer Protection * FDCPA * FCRA
Identity Theft * Warranty Law

Credit Report Legal Rights Quiz Answers (FCRA - Ohio Law)

Telephone: (937) 435-4000
Facsimile: (937) 435-4004
Email: AWells@OhioConsumerHelp.com

Answers:

1) False. Credit Bureaus are multi-billion dollar industries that

make money from selling your personal information.

2) All of the above! In this time of high levels of unemployment and ever increasing limited access to credit, it's more important than ever to protect your good name.

3) B. You can get a free copy of your credit report once a year from

each of the three major Credit Bureaus at annualcreditreport.com

4) False. Credit Bureaus must correct or delete unverifiable

damages if they do not.

5) C. Identity theft. It was also the top consumer complaint for Ohio.

6) All of the above!

Still have questions about your rights to an error free credit report?

Schedule a free consultation today, or email us now.

(937) 435-4000

~Dedicated to Protecting Ohio Consumers~
Consumer Protection Laws * Fair Debt Collections * Fair Credit Reporting

Ohio consumer lawyer Amy Wells advises her clients to protect their good name by reviewing their credit report with each of the three major credit bureaus (Experian, Equifax and Trans Union) at least once per year. Consumers are entitled to a FREE copy of their credit report annually, and may obtain a copy online at www.annualcreditreport.com. Ms. Wells strongly suggests that you request your report(s) by mail.

Review the information on your report carefully, and if you find an error, or have questions about the contents of your report, contact Attorney Wells for a FREE CONSULTATION regarding steps that you may take to correct this problem. Poor credit ratings can prevent access to home loans, credit and even employment. If the credit reporting agencies fail to correct errors published on your credit report, you may also be entitled to monetary damages.

Do you have questions about your rights under the Fair Credit Reporting Act or other consumer laws? Contact us today. (937) 435-4000. Or email us now.

A growing number of Ohio consumers are victimized by the use of abusive, deceptive, and unfair collection practices by debt collectors. Abusive debt collection practices contribute to a high number of personal bankruptcies, marital instability, job loss, and invasion of individual privacy. Federal law prohibits unfair and deceptive practices by debt collectors, regardless of whether or not you owe any money.

Consumer lawyer Amy Wells offers consumers complimentary, no obligation consultations to explore their legal rights. If you have been sued by a debt collector or debt buyer, preserve all of your documents and contact us today.

If you have been harassed by debt collectors or believe that you are the victim of unfair collection practices, contact WELLS LAW OFFICE today for a FREE case review. Call (937) 435-4000 or email us now.