Contact Information for the Three Major Credit Bureaus
You are entitled to an absolutely FREE copy of your credit report from each of the three major credit bureaus once each year.
Ignore the catchy jingles for services that cost good money to get a credit report. You can get a truly FREE copy at www.annualcreditreport.com with no obligation to you. You may also call for a free copy at 1 (877) 322-8228.
However you obtain your reports, Attorney Wells highly encourages you to request your report by mail, rather than instantly over the Internet. Clicking the infamous "agree to our terms" button can arguably waive some of your legal rights.
You may also contact the three nationwide credit bureaus directly.*
1 (800) 888-4213
Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19022
Experian1 (888) 397-3742 or 1 (888) EXPERIAN
www.experian.com P.O. Box 2002
701 Experian Parkway
Allen, Texas 75013
Equifax1 (800) 685-1111
www.equifax.com P.O. Box 740241
Atlanta, GA 30374-0241
*This information is subject to change
Other Credit Bureaus & Background Check Companies
There are many, many credit reporting agencies, background check, and tenant reporting companies throughout the United States. Federal law prohibiting false or outdated information generally applies to these companies.
If you have been denied employment, credit or received other less favorable treatment because of false information by any credit reporting agency or background check company, WELLS LAW OFFICE is pleased to provide you with assistance in obtaining copies of your reports, and consulting with you to explore your legal rights.
~Dedicated to Protecting Ohio Consumers~
Consumer Protection Laws * Fair Debt Collections * Fair Credit Reporting