Big 3 Credit Bureaus Contact: WELLS LAW OFFICE (FCRA)

Consumer Protection * FDCPA * FCRA
Identity Theft * Warranty Law

Contact Information for the "Big Three" Credit Bureaus

Telephone: (937) 435-4000
Facsimile: (937) 435-4004
Email: AWells@OhioConsumerHelp.com

Contact Information for the Three Major Credit Bureaus

You are entitled to an absolutely FREE copy of your credit report from each of the three major credit bureaus once each year.

Ignore the catchy jingles for services that cost good money to get a credit report. You can get a truly FREE copy at www.annualcreditreport.com with no obligation to you. You may also call for a free copy at 1 (877) 322-8228.

However you obtain your reports, Attorney Wells highly encourages you to request your report by mail, rather than instantly over the Internet. Clicking the infamous "agree to our terms" button can arguably waive some of your legal rights.

You may also contact the three nationwide credit bureaus directly.*

TransUnion
1 (800) 888-4213
www.transunion.com
Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19022

Experian
1 (888) 397-3742 or 1 (888) EXPERIAN
www.experian.com
P.O. Box 2002

701 Experian Parkway

Allen, Texas 75013

Equifax
1 (800) 685-1111
www.equifax.com
P.O. Box 740241
Atlanta, GA 30374-0241

*This information is subject to change

Other Credit Bureaus & Background Check Companies

There are many, many credit reporting agencies, background check, and tenant reporting companies throughout the United States. Federal law prohibiting false or outdated information generally applies to these companies.

If you have been denied employment, credit or received other less favorable treatment because of false information by any credit reporting agency or background check company, WELLS LAW OFFICE is pleased to provide you with assistance in obtaining copies of your reports, and consulting with you to explore your legal rights.

~Dedicated to Protecting Ohio Consumers~

Consumer Protection Laws * Fair Debt Collections * Fair Credit Reporting

Ohio consumer lawyer Amy Wells advises her clients to protect their good name by reviewing their credit report with each of the three major credit bureaus (Experian, Equifax and Trans Union) at least once per year. Consumers are entitled to a FREE copy of their credit report annually, and may obtain a copy online at www.annualcreditreport.com. Ms. Wells strongly suggests that you request your report(s) by mail.

Review the information on your report carefully, and if you find an error, or have questions about the contents of your report, contact Attorney Wells for a FREE CONSULTATION regarding steps that you may take to correct this problem. Poor credit ratings can prevent access to home loans, credit and even employment. If the credit reporting agencies fail to correct errors published on your credit report, you may also be entitled to monetary damages.

Do you have questions about your rights under the Fair Credit Reporting Act or other consumer laws? Contact us today. (937) 435-4000. Or email us now.

A growing number of Ohio consumers are victimized by the use of abusive, deceptive, and unfair collection practices by debt collectors. Abusive debt collection practices contribute to a high number of personal bankruptcies, marital instability, job loss, and invasion of individual privacy. Federal law prohibits unfair and deceptive practices by debt collectors, regardless of whether or not you owe any money.

Consumer lawyer Amy Wells offers consumers complimentary, no obligation consultations to explore their legal rights. If you have been sued by a debt collector or debt buyer, preserve all of your documents and contact us today.

If you have been harassed by debt collectors or believe that you are the victim of unfair collection practices, contact WELLS LAW OFFICE today for a FREE case review. Call (937) 435-4000 or email us now.