Attorney at Law
Amy L. Wells
BEHNKE, MARTIN & SCHULTE, LLC
Dayton, Ohio
HOMEAREAS OFCONSUMER LAWATTORNEY & STAFF PROFILENEWSLETTERCONTACT USDIRECTIONS/ ADDRESS
 
Binding Mandatory Arbitration
Credit Report Problems
Unfair Debt Collections
Bad Faith Insurance Denial
Used Vehicle Fraud
Identity Theft (FCRA)
Ohio Lemon Law
Predatory Lending
Forced  Consumer Arbitration
Wrongful Repossession (Repo)
Helpful Links for Consumers
Other Practice Areas
 
OHIO CONSUMER HELP
Telephone: (937) 435-7500
Facsimile:   (937) 435-7511
Email:  AWells@LegalDayton.com

BEWARE of ARBITRATION

While alternative dispute resolution, such as mediation and non-binding arbitration, can be helpful to resolve a legal conflict, binding arbitration clauses often strip unsuspecting consumers of their constitutional right to a trial by jury.

In many instances, such arbitration clauses force consumers to have their dispute resolved through a private judging mechanism that is bought and paid for by the big business with whom they are engaged in a dispute.

Attorney Wells cautions her clients against signing any document containing an arbitration clause without the counsel of a seasoned attorney. She diligently advocates consumer-friendly legislation preserving her clients' constitutional right to have their case heard before their peers in a fair and balanced venue. Attorney Wells' clients have testified before Congress on Capitol Hill regarding the unconscionability of binding arbitration.

If you have questions regarding an arbitration clause, contact Attorney Wells, before you sign!

 

To learn more about binding mandatory arbitration, check out these related links:

"The Costs of Arbitration"

"The Arbitration Trap: How Credit Card Companies Ensnare Consumers"

"The Arbitration Debate Trap: How Opponents of Corporate Accountability Distort the Debate on Arbitration"

 

 

~Dedicated to Protecting Ohio Consumers~
Consumer Protection Laws * Fair Debt Collections * Fair Credit Reporting

PROTECT YOUR CREDIT
Attorney Wells advises her clients to protect their good name by reviewing their credit report with each of the three major credit bureaus (Experian, Equifax and Trans Union) at least once a year. Consumers are entitled to a FREE copy of their credit report once per year, and may obtain a copy online at www.annualcreditreport.com.

Review the information on your report carefully, and if you find an error, contact Attorney Wells for a FREE CONSULTATION regarding steps you may take to correct this problem. Poor credit ratings can prevent access to home loans, credit and even employment. If the credit reporting agencies fail to correct errors published on your credit report, you may be entitled to money damages.
DEBT COLLECTION

A growing number of Ohio consumers are victimized by the use of abusive, deceptive, and unfair debt collection practices by debt collectors. Abusive debt collection practices contribute to a high number of personal bankruptcies, marital instability, job loss, and invasion of individual privacy. Federal law prohibits unfair and deceptive practices by debt collectors.