Dedicated to Protecting Ohio Consumers
WELLS LAW OFFICE, INC.   (937)435-4000
Consumer Protection * FDCPA * FCRA
Identity Theft * Warranty Law
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The Pitfalls of Binding Mandatory Arbitration
Fix Credit Report Errors
Identity Theft (FCRA)
Unfair Debt Collections
Bad Faith Insurance Denial
Used Vehicle Fraud
Ohio Lemon Law
Ohio Foreclosure Help
Ohio Repossession Laws
Say NO to Forced Arbitration
Helpful Links for Consumers
 
OHIO CONSUMER HELP

Telephone: (937) 435-4000
Facsimile:   (937) 435-4004
Email:  AWells@OhioConsumerHelp.com

BEWARE of ARBITRATION

While alternative dispute resolution, such as mediation and non-binding arbitration, can be helpful to resolve a legal conflict, binding arbitration clauses often strip unsuspecting consumers of their constitutional right to a trial by jury.

In many instances, such arbitration clauses force consumers to have their dispute resolved through a private judging mechanism that is bought and paid for by the big business with whom they are engaged in a dispute.

Attorney Wells cautions her clients against signing any document containing an arbitration clause without the counsel of a seasoned attorney. She diligently advocates consumer-friendly legislation preserving her clients' constitutional right to have their case heard before their peers in a fair and balanced venue. Attorney Wells' clients have testified before Congress on Capitol Hill regarding the unconscionability of binding arbitration.

If you have questions regarding an arbitration clause, contact Attorney Wells, before you sign!

To learn more about binding mandatory arbitration, check out these related links:

"The Costs of Arbitration"

"The Arbitration Trap: How Credit Card Companies Ensnare Consumers"

"The Arbitration Debate Trap: How Opponents of Corporate Accountability Distort the Debate on Arbitration"

  

~Dedicated to Protecting Ohio Consumers~
Consumer Protection Laws * Fair Debt Collections * Fair Credit Reporting
PROTECT YOUR CREDIT
Ohio consumer lawyer Amy Wells advises her clients to protect their good name by reviewing their credit report with each of the three major credit bureaus (Experian, Equifax and Trans Union) at least once per year. Consumers are entitled to a FREE copy of their credit report annually, and may obtain a copy online at www.annualcreditreport.com. Ms. Wells strongly suggests that you request your report(s) by mail.

Review the information on your report carefully, and if you find an error, or have questions about the contents of your report, contact Attorney Wells for a FREE CONSULTATION regarding steps that you may take to correct this problem. Poor credit ratings can prevent access to home loans, credit and even employment. If the credit reporting agencies fail to correct errors published on your credit report, you may also be entitled to monetary damages.
 
Do you have questions about your rights under the Fair Credit Reporting Act or other consumer laws? Contact us today. (937) 435-4000. Or email us now.
DEBT COLLECTION

A growing number of Ohio consumers are victimized by the use of abusive, deceptive, and unfair collection practices by debt collectors. Abusive debt collection practices contribute to a high number of personal bankruptcies, marital instability, job loss, and invasion of individual privacy. Federal law prohibits unfair and deceptive practices by debt collectors, regardless of whether or not you owe any money.

Consumer lawyer Amy Wells offers consumers complimentary, no obligation consultations to explore their legal rights. If you have been sued by a debt collector or debt buyer, preserve all of your documents and contact us today.

If you have been harassed by debt collectors or believe that you are the victim of unfair collection practices, contact WELLS LAW OFFICE today for a FREE case review. Call (937) 435-4000 or email us now.