How Do I Check My Credit Report? (Ohio Law/ FCRA)

BEHNKE, MARTIN & SCHULTE, LLC
Dayton, Ohio

How Do I Check My Credit Report? (Ohio Law/ FCRA)

Telephone: (937) 435-7500
Facsimile: (937) 435-7511
Email: AWells@LegalDayton.com

How Do I Check My Credit Report?

Consumers do not need to pay for a credit monitoring service. Federal law requires the "Big Three" (Experian, Equifax & Trans Union) to provide you with an absolutely FREE copy of your credit report once per year, or any time you are denied credit.

To obtain your FREE report, visit www.annualcreditreport.com

If you are denied credit, employment or insurance, and a report from a consumer reporting agency other than the "Big Three," you may contact our office and we'll be happy to assist you.

If you have any other questions or need assistance, please contact our office, we're happy to help.

~Dedicated to Protecting Ohio Consumers~

Consumer Protection Laws * Fair Debt Collections * Fair Credit Reporting

Attorney Wells advises her clients to protect their good name by reviewing their credit report with each of the three major credit bureaus (Experian, Equifax and Trans Union) at least once a year. Consumers are entitled to a FREE copy of their credit report once per year, and may obtain a copy online at www.annualcreditreport.com.

Review the information on your report carefully, and if you find an error, contact Attorney Wells for a FREE CONSULTATION regarding steps you may take to correct this problem. Poor credit ratings can prevent access to home loans, credit and even employment. If the credit reporting agencies fail to correct errors published on your credit report, you may be entitled to money damages.

A growing number of Ohio consumers are victimized by the use of abusive, deceptive, and unfair debt collection practices by debt collectors. Abusive debt collection practices contribute to a high number of personal bankruptcies, marital instability, job loss, and invasion of individual privacy. Federal law prohibits unfair and deceptive practices by debt collectors.